Mortgage Plan
- Our Product |
- Mortgage Plan
Building homes.
Building futures.
Affordable plans tailored to your needs.
A. Cooperators' Mortgage
Supporting cooperative societies to achieve home ownership
Overview
A specialized mortgage solution designed for registered cooperative societies and their members, providing affordable access to home ownership while promoting financial security and sustainable community development.
- Key Features
- Affordable mortgage financing for cooperative members.
- Flexible repayment structure.
- Competitive interest rates.
- Financing for home purchase, construction, renovation, and completion.
- Group-based mortgage arrangements through registered cooperatives.
- Advisory support throughout the mortgage process.
- Key Features
- Makes home ownership more affordable.
- Promotes wealth creation through property ownership.
- Enhances employee and cooperative member welfare.
- Reduces housing affordability challenges.
- Encourages long-term financial planning.
I. Individual Mortgage
For individuals seeking to purchase, construct, renovate, or refinance residential properties.
Key Features
- Competitive financing options.
- Flexible repayment tenor.
- Financing for purchase, construction, renovation, and refinancing.
- Professional mortgage advisory services.
- Convenient repayment through salary or other approved income sources.
Benefits
- Enables customers to own their dream home.
- Reduces the financial burden of upfront property acquisition.
- Supports long-term asset creation.
- Flexible repayment improves affordability.
II. Home Ownership Savings Plan
A structured savings plan designed to help customers gradually build funds towards the purchase or construction of a home.
Key Features
- Competitive interest rates.
- Flexible investment amounts.
- Fixed investment tenors.
- Guaranteed returns at maturity.
- Option to reinvest upon maturity.
Benefits
- Capital preservation.
- Predictable investment returns.
- Enhanced wealth accumulation.
- Suitable for individuals, cooperatives, associations, and institutions.
IV. Fixed Deposit (90 days, 180 days, or 360days)
Short-term investment solution offering attractive returns while preserving capital.
Key Features
- Attractive interest rate.
- Fixed investment for 180- or 360-days period.
- Flexible investment value.
- Option to roll over investment.
Benefits
- Higher returns than regular savings.
- Short-to-medium-term wealth growth.
- Suitable for investors seeking liquidity within six months.
